Most buyers spend months finding the right business and about a week thinking about how to pay for it. That's backwards. How you finance a deal decides how much cash you need, how fast you close, and how much room you have when a slow month hits.

This kit puts all my financing tools in one place. It works for buyers trying to make the numbers work and for sellers deciding whether to carry a note.

What's Inside

• Seller Financing Playbook: how seller financing really works, the legal documents, taxes, and what to do when a deal goes wrong
• Insider's Playbook to SBA 7(a) Loans: what lenders look for, what kills deals, and the process step by step
• Seller Financing Term Sheet, Buyer vs. Seller: 25 terms with what each side should push for and my take
• Bank Loan, SBA, or Seller Financing: the three ways to pay, side by side, and how to combine them
• Seller Financing Amortization and Payment Calculator: an Excel spreadsheet that builds the payment schedule for you
• Seller Financing Loan Calculator Guide: how to use the Excel calculator step by step, compare a few structures, and see whether the business can carry the payment

Who It's For

• Buyers figuring out how to pay for a business
• Sellers deciding whether to carry part of the price
• Anyone negotiating a seller note right now

What You Get

Instant download: one zip with each guide as a fillable PDF you can type into and a print-ready PDF, plus the Excel calculator and the guide that shows you how to use it.

Pairs Well With

The DSCR & Debt Planner, to see how much debt a business can really carry. A Deal Review, when you want me to look at your structure.

Deal Financing Kit: Pay for a Business the Smart Way, Not the Hard Way.

What's Inside

More Buyer Tools