Effective Date: October 23, 2026
1. Educational Purposes Only
All DDC content — including ebooks, playbooks, BuyerLab, SellerLab, GrowthLab, courses, worksheets, scorecards, templates, checklists, calculators, AI Coach outputs, the Monthly Market Pulse, live calls, communities, blog posts, emails, social media, speaking appearances, videos, and coaching — is provided for general educational and informational purposes only. It is not legal, tax, accounting, financial, investment, securities, lending, appraisal, valuation, real estate, insurance, or business brokerage advice. It does not create an attorney–client, CPA–client, fiduciary, advisor–client, lender, agent, or brokerage relationship. Every business, deal, and person is different. Consult qualified, licensed professionals about your specific circumstances before making any decision.
2. Not a Broker, Lender, Attorney, CPA, or Investment Adviser
Although DDC's founder has experience in business brokerage and has bought and sold businesses, DDC does not act as your business broker, agent, or intermediary, does not represent you in any transaction, and does not negotiate on your behalf through the Services, unless you sign a separate written agreement that expressly says so. DDC is not a lender, does not make or arrange loans, and is not a registered investment adviser, broker-dealer, law firm, or accounting firm. DDC does not offer or recommend securities.
3. Financing and SBA References
DDC is not affiliated with, endorsed by, or acting on behalf of the U.S. Small Business Administration or any lender. Financing programs, SBA rules, lender requirements, interest rates, and tax laws change frequently. Any discussion of financing, seller financing, SBA loans, or deal structures is general education and may not reflect current rules. Verify all requirements with official sources and your lender.
4. Calculators, Tools, and Templates
Outputs from DDC calculators, worksheets, and tools are estimates based solely on the inputs and assumptions you provide. They may not reflect lender requirements, market conditions, valuations, or legal requirements. Templates (including LOI templates and checklists) are educational examples, not legal documents tailored to you. Have any document you intend to sign or send reviewed by your attorney.
5. No Guarantee of Results; Earnings Disclaimer
DDC makes no promise or guarantee of any outcome, including that you will find, buy, sell, finance, or grow a business; obtain financing or approval; achieve any valuation, sale price, income, profit, or return; or close any transaction. Any figures, results, or examples referenced are not typical and are not a promise of your results. Your results depend on your own skills, effort, capital, decisions, market conditions, and many factors outside DDC's control. Buying or operating a business involves substantial risk, including loss of your entire investment.
6. Examples and Case Studies
Unless expressly identified as a real, verified example, case studies, deal examples, and scenarios in DDC materials are fictional or composites created for teaching purposes. Names, businesses, and figures are illustrative, and any resemblance to actual persons or businesses is coincidental.
7. Testimonials and Reviews
Testimonials and reviews reflect the genuine experiences and opinions of real clients and customers. They are not necessarily typical, and your results may differ. DDC does not pay for, write, or create reviews or testimonials, does not offer incentives conditioned on positive reviews, and does not suppress negative reviews based on their sentiment. If a testimonial giver received anything of value (such as a free product, discount, or bonus) or has a business or personal relationship with DDC, we will disclose that connection next to the testimonial.
8. Affiliate and Referral Disclosure
Some links or recommendations may be affiliate or referral links, meaning DDC may receive a commission or fee if you purchase or engage a third party, at no extra cost to you. DDC recommends only resources it believes may be helpful, but you should evaluate any third party independently. [DECISION: If DDC ever receives referral fees from lenders, brokers, attorneys, or other professionals, state it here, e.g., "DDC may receive referral fees from certain lenders or service providers. We will disclose any such relationship before making a referral."]
9. AI Disclosure
The AI Coach and other AI-powered features generate automated content that may contain errors or outdated information and are not a substitute for professional advice or for Tiffany Tavernier's personal guidance. Verify all AI outputs independently.
10. Accuracy and Updates
DDC makes reasonable efforts to provide accurate information but makes no warranties about its accuracy, completeness, or current applicability. Information is current as of the date it was published. DDC has no obligation to update content, though it may do so at its discretion.
11. Personal Views
Opinions expressed by DDC, its founder, guest speakers, or community members are their own. Views shared by guests or members do not necessarily reflect DDC's views.
12. Limitation of Liability
To the maximum extent permitted by law, DDC and its owners, employees, contractors, and affiliates are not liable for any loss or damage — direct, indirect, incidental, consequential, special, or punitive — arising from your use of or reliance on any DDC content. See the Terms of Use for the full limitation of liability and dispute resolution terms.